Consumer Finance Attorney in Miami
Do You Have Problems with Debt? We Can Help!
Having debt isn’t always a problem, but it can quickly spiral out of control when someone experiences difficult times. Debts that were once easier to manage – like mortgage and credit card payments – can be impossible to afford after acquiring medical debt, losing a job, or experiencing any other form of financial hardship.
At Wesoloski Carlson, P.A., we’re here to provide the legal support people require to prevent foreclosure and explore debt-relief options that may be available to them. Our attorney has nearly 20 years of experience helping people find solutions to deal with their debt problems in ways they may not have believed were possible.
We can help people like you assess their options in issues such as the following:
Wesoloski Carlson, P.A. can help you find another way to afford your home loan, get out from underneath a mortgage you can no longer afford, or discover other debt-relief solutions through bankruptcy. Schedule a free consultation with our consumer finance attorney in Miami to learn more about how we can help.
Are You at Experiencing or at Risk of Foreclosure?
Foreclosure is the process your lender will undergo to collect payment for a mortgage by claiming your property’s title and auctioning it off in a sale to the highest bidder it can find. Immediately seek legal assistance if your lender has notified you that you have defaulted on your mortgage, that your home is in pre-foreclosure, and/or that it has initiated foreclosure actions against you.
Wesoloski Carlson, P.A. can help you defend against foreclosure in court by using defenses found in the Fair Debt and Collection Practices Act. Banks can sometimes make accounting errors that inappropriately lead to foreclosures. Because lenders also buy and sell mortgage loans from one another, it can sometimes be unclear who is suing you for foreclosure and if they have a right to do so. A murky chain of title ownership among lenders handing off your loan from one another can also help you defend against foreclosure.
Our consumer finance attorney in Miami can also help you avoid foreclosure by negotiating a loan modification or short sale with your lender. By amending terms of the mortgage agreement or selling a home for less than the value of the loan, you can mitigate the impact of financial hardship or get out from underneath a home loan you can no longer afford.
Contact Wesoloski Carlson, P.A. today by reaching out to us online for a free consultation. We speak English, Spanish, and Portuguese.